Equipment financing that works (almost) as hard as you do.

We service some of the hardest working men and women in the world – in industries like agriculture, construction, and logging.  Our customers are used to starting the day early and working late until the job is done.  These customers demand the same work ethic from their financing company, and that’s something we’ve been delivering for over thirty years.

At American, we offer equipment financing on pretty much anything with a true revenue generating purpose – new or used – any make or model.  We have programs for hard assets like yellow iron and machine tools, as well as the ability to fund transactions for softer collateral like appliances for a restaurant, signage for a new venture, and even computer hardware and software.

Best of all, you don’t need to fill out an application and play a waiting game to see what terms look like.  You can click Get Terms Now anywhere on this website and have payment and term options within just 2-3 minutes all before we even run your credit.

At American, we support small and medium sized businesses.  We’re proud to work hard for the main street operators that are the lifeblood of our economy.

How It Works:


Criteria: Programs for all credit types; established businesses, and startups

Down Payment: Usually zero down, with just first or first and last payment in advance

Equipment Cost: $5,000 to $1.5 million

Financing Options: Equipment Finance Agreement with no residual at end of term

Lease Options: Lease with a $1.00 buyout, built-in residual, fair market value (true) lease, or 10% residual at end of term

Structure: Annual, Monthly, and Quarterly Payment Options Available; Built-In Skip Payments for Seasonal Businesses

Terms: Range from 12 to 72 Months

What We Finance:


Get Started:


  1. Complete our 2-3 minute PreQual form
  2. Accept and sign your terms agreement
  3. Sign your final documents and expect funding in 24-48 hours

We’ll finance any revenue producing equipment for your business. We also offer truck and trailer financing, as well as working capital programs.