The Bottom Line

Insights, tips, Q&A and more from our Finance Team

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January 14, 2022

Getting the best price on a used bulldozer

Getting the best price on a used bulldozer requires a bit of thought and planning.     Shopping for construction equipment can be a daunti

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June 7, 2019

Friday Q&A with Jeff Potter: The Road to Recovery

This week for our Q&A, we interviewed Jeff Potter, one of our customers, about his unique story within agriculture and his road to recovery afte

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May 31, 2019

Friday Q&A with AJ Ochoa: Two-Way Street

Each week, we’ll interview one of our experienced Finance Officers for a brief question and answer session about something interesting from the we

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May 23, 2019

Considerations for Bulldozer Financing

Did you know? 98% of heavy equipment transactions are not funded by local banks or credit unions. Banks and credit unions are great resources

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May 17, 2019

Friday Q&A with Travis Van Houten: Talking Terms

Each week, we’ll interview one of our experienced Finance Officers for a brief question and answer session about something interesting from the we

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May 16, 2019

Vocational Trucks: Three New Stats About Old Thinking…

Today, we're looking at some interesting information that was first posted on our partner site. In a recent survey of 3685 small business owners that ha

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May 10, 2019

Friday Q&A with George Vandel: 'Delivering' on Expectations

Each week, we’ll interview one of our experienced Finance Officers for a brief question and answer session about something interesting from the we

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May 9, 2019

Technology and Software Financing

In the modern workplace, dependence on technology has continued to grow as more sophisticated systems proceed to develop and improve. While we offer

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May 3, 2019

Friday Q&A with Maria Ehlers: Travel Plan Turbulence

Each week, we’ll interview one of our experienced Finance Officers for a brief question and answer session about something interesting from the we

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May 2, 2019

Why would anyone choose a non-bank lender?

We get our funds from a bank just like you. The difference is that ours is a commercial relationship – so our rates are much lower than an individ

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April 26, 2019

Friday Q&A with John Brock: The Catch with Craigslist

Each week, we’ll interview one of our experienced Finance Officers for a brief question and answer session about something interesting from the we

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April 25, 2019

Start-Up Equipment Financing - How We Can Help

We often get asked “what is the minimum time in business you require for equipment financing?” We know it can be hard to find commercial lending

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April 19, 2019

Friday Q&A with AJ: PG Problems

Each week, we’ll interview one of our experienced Finance Officers for a brief question and answer session about something interesting from the we

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April 18, 2019

How Getting Pre-Qualified Makes Tow Truck Financing Easier

If you’re starting the process of acquiring a tow truck for your business, whether it is your first, or if you’re adding to your fleet, the opti

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April 12, 2019

Friday Q&A with Brian Kirlin: Trucks for Trailers

Each week, we’ll interview one of our experienced Finance Officers for a brief question and answer session about something interesting from the we

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April 11, 2019

Ways to Overcome Low Credit when Looking for Logging Equipment

Your business is growing, but your credit isn’t great. We’ve seen it here before at American Equipment Financial Services. We’ve had business own

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April 5, 2019

Friday Q&A with Travis Van Houten: Hawaii or Bust

Each week, we’ll interview one of our experienced Finance Officers for a brief question and answer session about something interesting from the week,

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April 4, 2019

Truck Financing - Why Rates are Only Part of the Conversation

So, you’re looking to finance a truck. Common sense says the thing you need to know is “what’s my rate?” While that’s fair, there a

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March 22, 2019

Friday Q&A with George Vandel: Active, Not Passive

Each week, we’ll interview one of our experienced Finance Officers for a brief question and answer session about something interesting from the week,

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March 20, 2019

Pre-Qualified, Pre-Approved, and Approved - What does it all mean?

Words and phrases like pre-qualified, pre-approved, and approved have been used to describe one's loan application status in a number of industries ove

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March 15, 2019

Friday Q&A with Maria Ehlers: No Bankruptcy of Honesty

Each week, we’ll interview one of our experienced Finance Officers for a brief question and answer session about something interesting from the week,

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March 8, 2019

Friday Q&A with John Brock: A Sense of Urgency

Each week, we’ll interview one of our experienced Finance Officers for a brief question and answer session about something interesting from a rece

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March 1, 2019

Friday Q&A with Travis Van Houten: Patience is a Virtue

Each week, we’ll interview one of our experienced Finance Officers for a brief question and answer session about something interesting from the week,

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February 22, 2019

Friday Q&A with AJ Ochoa: How to Start Logging Without Roots

  Each week, we’ll interview one of our experienced Finance Officers for a brief question and answer session about something interesting from the

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February 13, 2019

Why All Semi Truck Financing Loan Options Aren't All The Same

As a company inundated with requests for semi truck financing - there is one overarching question we get all the time.  Why American? After all, a

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February 8, 2019

Friday Q&A with Doug Fuller: A Well-Seasoned Entrepreneur

Each week, we’ll interview one of our experienced Finance Officers for a brief question and answer session about something interesting from the week, a

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January 25, 2019

Friday Q&A with Brian Kirlin: Listening to the Whole Story

Each week, we’ll interview one of our experienced Finance Officers for a brief question and answer session about something interesting from the week

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January 9, 2019

Friday Q&A with Derek Anniston: A Credit Score to Settle

Each week, we’ll interview one of our experienced Finance Officers for a brief question and answer session about something interesting from the week,

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March 4, 2017

Machine Tool Financing: Why Choose In-House Financing Over a Bank?

Why choose a non-bank lender for your machine tool loan? A common question that comes up with nearly all of our customers is, "Why choose a non-bank lend

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February 27, 2017

How to Finance Logging Equipment as a Startup

The biggest challenges in financing for new logging businesses  As experts in startup and new business finance, American Leasing has assisted thou

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February 12, 2017

How to Qualify for Dump Truck Financing With Bad Credit

How to Qualify for Dump Truck Financing with Bad Credit As a company that has been offering financing on dump trucks and trailers for nearly thirty year

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January 8, 2017

Securing the Best Terms for Farm Tractor Financing

Securing the Best Terms for Farm Tractor Financing Financing a farm tractor is a really unique experience because most people who run a farm or ranch get

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January 8, 2017

"Towing" the Line: How Tow Truck Financing Can Lead to Smart Growth

"Towing" the Line: How Tow Truck Financing Can Lead to Smart Growth Let's face it.  There's no shortage of finance companies offering some k

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April 7, 2015

Leasing is Succeeding

Leasing non-titled equipment or titled vehicles may be a new concept to many small business owners. Unfortunately, being uninformed can cost you time,

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June 19, 2012

'Write-Up' Our Alley...

As a company primarily built to be an in-house funding arm, American Leasefund has always depended strongly on American Leasing & Financial sales represe

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February 6, 2012

Coming to "terms"

  We received a transaction from a broker the other day. At first, we dismissed it immediately because the owners had a recent bankruptcy and their

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November 11, 2011

The 'shopping' block

Rate shopping is an important part of seeking out financing. Understanding how much borrowing money is going to cost in both the short and long-term i

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August 29, 2011

The Perfect Balance

Managing a finance portfolio isn't just about growing the number of performing accounts, or even keeping accounts in a performing status by quickly resol

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August 7, 2011

To Pre-fund or Not to Pre-fund?

From a customer's perspective, the single most important part of any financing transaction is the part where the finance company cuts the final check.

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July 22, 2011

Settling the 'Score'

Consumers are more conscious of their finances than ever before. Want to see the evidence? Just turn on your television and watch the array of credit

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July 19, 2011

Why So-Called 'Re-brokering' is Probably a Bad Idea.

Those familiar with this business will probably have heard the phrase 'rebrokered transaction.' It refers to a scenario in which a customer is passed f

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July 11, 2011

It's Not Just About Paying Bills on Time

One of the most common misconceptions with respect to credit scoring is the idea that one's credit score is an indicator of how well they pay their bill

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July 6, 2011

'Title' Wave

In the equipment finance world, we take a lot of things for granted. One of those things is that a private party transaction with a titled piece of equi

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June 30, 2011

A “Lien” PG Could Make for Heavy Consequences

When companies providing commercial equipment financing—in the form of leases or finance agreements—say that the landscape of lending to businesses

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